{"id":60206,"date":"2026-06-02T14:51:20","date_gmt":"2026-06-02T11:51:20","guid":{"rendered":"https:\/\/uomosul.edu.iq\/administrationeconomic\/?p=60206"},"modified":"2026-06-02T14:54:21","modified_gmt":"2026-06-02T11:54:21","slug":"%d8%aa%d8%af%d8%b1%d9%8a%d8%b3%d9%8a%d8%a9-%d9%85%d9%86-%d9%82%d8%b3%d9%85-%d8%a7%d9%84%d8%b9%d9%84%d9%88%d9%85-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a%d8%a9-%d9%88%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81","status":"publish","type":"post","link":"https:\/\/uomosul.edu.iq\/administrationeconomic\/%d8%aa%d8%af%d8%b1%d9%8a%d8%b3%d9%8a%d8%a9-%d9%85%d9%86-%d9%82%d8%b3%d9%85-%d8%a7%d9%84%d8%b9%d9%84%d9%88%d9%85-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a%d8%a9-%d9%88%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81\/","title":{"rendered":"\u062a\u062f\u0631\u064a\u0633\u064a\u0629 \u0645\u0646 \u0642\u0633\u0645 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0641\u064a \u0643\u0644\u064a\u0629 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0628\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0645\u0648\u0635\u0644 \u062a\u0646\u0636\u0645 \u0625\u0644\u0649 \u0647\u064a\u0626\u0629 \u0645\u0631\u0627\u062c\u0639\u064a \u0645\u062c\u0644\u0629 \u0639\u0627\u0644\u0645\u064a\u0629 \u0645\u0635\u0646\u0641\u0629 \u0636\u0645\u0646 \u0627\u0644\u0631\u0628\u0639 \u0627\u0644\u0623\u0648\u0644 (Q1)"},"content":{"rendered":"

\u0641\u064a \u0625\u0646\u062c\u0627\u0632 \u0623\u0643\u0627\u062f\u064a\u0645\u064a \u064a\u0639\u0643\u0633 \u0627\u0644\u0645\u0643\u0627\u0646\u0629 \u0627\u0644\u0639\u0644\u0645\u064a\u0629 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629 \u0644\u062a\u062f\u0631\u064a\u0633\u064a\u064a \u0643\u0644\u064a\u0629 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0641\u064a \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0645\u0648\u0635\u0644\u060c \u062a\u0644\u0642\u062a \u0627\u0644\u0645\u062f\u0631\u0633 \u0646\u0648\u0627\u0631 \u0643\u0646\u0639\u0627\u0646 \u0627\u0644\u062f\u0628\u0627\u063a\u060c \u0627\u0644\u062a\u062f\u0631\u064a\u0633\u064a\u0629 \u0641\u064a \u0642\u0633\u0645 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629\u060c \u062f\u0639\u0648\u0629 \u0631\u0633\u0645\u064a\u0629 \u0644\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u062a\u062d\u0643\u064a\u0645 \u0627\u0644\u0639\u0644\u0645\u064a \u0648\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0628\u062d\u0648\u062b \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0644\u0644\u0646\u0634\u0631 \u0641\u064a \u0645\u062c\u0644\u0629 Financial Innovation \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0640 Springer Nature\u060c \u0643\u0645\u0627 \u062a\u0645 \u0625\u062f\u0631\u0627\u062c\u0647\u0627 \u0636\u0645\u0646 \u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0645\u0631\u0627\u062c\u0639\u064a\u0646 (Reviewers) \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u064a\u0646 \u0641\u064a \u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u062c\u0644\u0629.<\/p>\n

\u0648\u062a\u064f\u0639\u062f \u0627\u0644\u0645\u062c\u0644\u0629 \u0645\u0646 \u0623\u0628\u0631\u0632 \u0627\u0644\u0645\u062c\u0644\u0627\u062a \u0627\u0644\u0639\u0644\u0645\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0627\u0644\u0645\u062a\u062e\u0635\u0635\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0648\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u0648\u0647\u064a \u0645\u0635\u0646\u0641\u0629 \u0636\u0645\u0646 \u0627\u0644\u0631\u0628\u0639 \u0627\u0644\u0623\u0648\u0644 (Q1) \u0641\u064a \u0642\u0648\u0627\u0639\u062f \u0628\u064a\u0627\u0646\u0627\u062a Scopus \u0648Web of Science\u060c \u0643\u0645\u0627 \u062a\u062d\u062a\u0644 \u0627\u0644\u0645\u0631\u062a\u0628\u0629 \u0627\u0644\u062d\u0627\u062f\u064a\u0629 \u0639\u0634\u0631\u0629 \u0639\u0627\u0644\u0645\u064a\u064b\u0627 \u0645\u0646 \u0628\u064a\u0646 333 \u0645\u062c\u0644\u0629 \u0645\u062a\u062e\u0635\u0635\u0629 \u0641\u064a \u062d\u0642\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u060c \u0648\u0628\u0645\u0624\u0634\u0631 \u0627\u0633\u062a\u0634\u0647\u0627\u062f\u0627\u062a (CiteScore) \u064a\u0628\u0644\u063a 12.9.<\/p>\n

\u0648\u064a\u064f\u062c\u0633\u062f \u0647\u0630\u0627 \u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u062b\u0642\u0629 \u0627\u0644\u0639\u0644\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062d\u0638\u0649 \u0628\u0647\u0627 \u0627\u0644\u0643\u0641\u0627\u0621\u0627\u062a \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0641\u064a \u0643\u0644\u064a\u0629 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u060c \u0648\u064a\u0639\u0643\u0633 \u062d\u0636\u0648\u0631\u0647\u0627 \u0627\u0644\u0645\u062a\u0646\u0627\u0645\u064a \u0641\u064a \u0627\u0644\u0645\u062d\u0627\u0641\u0644 \u0627\u0644\u0628\u062d\u062b\u064a\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0648\u0625\u0633\u0647\u0627\u0645\u0647\u0627 \u0627\u0644\u0641\u0627\u0639\u0644 \u0641\u064a \u062f\u0639\u0645 \u0645\u0633\u064a\u0631\u0629 \u0627\u0644\u0628\u062d\u062b \u0627\u0644\u0639\u0644\u0645\u064a \u0627\u0644\u0631\u0635\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0639\u0627\u0644\u0645\u064a.<\/p>\n

\"\" \"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

\u0641\u064a \u0625\u0646\u062c\u0627\u0632 \u0623\u0643\u0627\u062f\u064a\u0645\u064a \u064a\u0639\u0643\u0633 \u0627\u0644\u0645\u0643\u0627\u0646\u0629 \u0627\u0644\u0639\u0644\u0645\u064a\u0629 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629 \u0644\u062a\u062f\u0631\u064a\u0633\u064a\u064a \u0643\u0644\u064a\u0629 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0641\u064a \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0645\u0648\u0635\u0644\u060c \u062a\u0644\u0642\u062a \u0627\u0644\u0645\u062f\u0631\u0633 \u0646\u0648\u0627\u0631 \u0643\u0646\u0639\u0627\u0646 \u0627\u0644\u062f\u0628\u0627\u063a\u060c \u0627\u0644\u062a\u062f\u0631\u064a\u0633\u064a\u0629 \u0641\u064a \u0642\u0633\u0645 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629\u060c \u062f\u0639\u0648\u0629 \u0631\u0633\u0645\u064a\u0629 \u0644\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u062a\u062d\u0643\u064a\u0645 \u0627\u0644\u0639\u0644\u0645\u064a \u0648\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0628\u062d\u0648\u062b \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0644\u0644\u0646\u0634\u0631 \u0641\u064a \u0645\u062c\u0644\u0629 Financial Innovation \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0640 Springer Nature\u060c \u0643\u0645\u0627 \u062a\u0645 \u0625\u062f\u0631\u0627\u062c\u0647\u0627 \u0636\u0645\u0646 \u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0645\u0631\u0627\u062c\u0639\u064a\u0646 (Reviewers) \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u064a\u0646 \u0641\u064a \u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u062c\u0644\u0629. \u0648\u062a\u064f\u0639\u062f \u0627\u0644\u0645\u062c\u0644\u0629 \u0645\u0646 \u0623\u0628\u0631\u0632 \u0627\u0644\u0645\u062c\u0644\u0627\u062a \u0627\u0644\u0639\u0644\u0645\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0627\u0644\u0645\u062a\u062e\u0635\u0635\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0648\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u0648\u0647\u064a \u0645\u0635\u0646\u0641\u0629 \u0636\u0645\u0646 \u0627\u0644\u0631\u0628\u0639 \u0627\u0644\u0623\u0648\u0644 (Q1) \u0641\u064a \u0642\u0648\u0627\u0639\u062f \u0628\u064a\u0627\u0646\u0627\u062a Scopus \u0648Web of Science\u060c \u0643\u0645\u0627 \u062a\u062d\u062a\u0644 \u0627\u0644\u0645\u0631\u062a\u0628\u0629 \u0627\u0644\u062d\u0627\u062f\u064a\u0629 \u0639\u0634\u0631\u0629 \u0639\u0627\u0644\u0645\u064a\u064b\u0627 \u0645\u0646 \u0628\u064a\u0646 333 \u0645\u062c\u0644\u0629 \u0645\u062a\u062e\u0635\u0635\u0629 \u0641\u064a \u062d\u0642\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u060c \u0648\u0628\u0645\u0624\u0634\u0631 \u0627\u0633\u062a\u0634\u0647\u0627\u062f\u0627\u062a (CiteScore) \u064a\u0628\u0644\u063a 12.9. \u0648\u064a\u064f\u062c\u0633\u062f [\u0625\u0642\u0631\u0623 \u0627\u0644\u0645\u0632\u064a\u062f]<\/a><\/p>\n","protected":false},"author":23,"featured_media":60208,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,7],"tags":[],"class_list":["post-60206","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-3","category-7"],"_links":{"self":[{"href":"https:\/\/uomosul.edu.iq\/administrationeconomic\/wp-json\/wp\/v2\/posts\/60206","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uomosul.edu.iq\/administrationeconomic\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/uomosul.edu.iq\/administrationeconomic\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/uomosul.edu.iq\/administrationeconomic\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/uomosul.edu.iq\/administrationeconomic\/wp-json\/wp\/v2\/comments?post=60206"}],"version-history":[{"count":4,"href":"https:\/\/uomosul.edu.iq\/administrationeconomic\/wp-json\/wp\/v2\/posts\/60206\/revisions"}],"predecessor-version":[{"id":60212,"href":"https:\/\/uomosul.edu.iq\/administrationeconomic\/wp-json\/wp\/v2\/posts\/60206\/revisions\/60212"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/uomosul.edu.iq\/administrationeconomic\/wp-json\/wp\/v2\/media\/60208"}],"wp:attachment":[{"href":"https:\/\/uomosul.edu.iq\/administrationeconomic\/wp-json\/wp\/v2\/media?parent=60206"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/uomosul.edu.iq\/administrationeconomic\/wp-json\/wp\/v2\/categories?post=60206"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/uomosul.edu.iq\/administrationeconomic\/wp-json\/wp\/v2\/tags?post=60206"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}