{"id":48865,"date":"2025-08-17T15:33:49","date_gmt":"2025-08-17T15:33:49","guid":{"rendered":"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/?p=48865"},"modified":"2025-08-17T15:39:43","modified_gmt":"2025-08-17T15:39:43","slug":"from-the-heart-of-academic-research-towards-supporting-financial-stability-the-department-of-financial-and-banking-sciences-at-the-college-of-administration-and-economics-university","status":"publish","type":"post","link":"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/2025\/08\/17\/from-the-heart-of-academic-research-towards-supporting-financial-stability-the-department-of-financial-and-banking-sciences-at-the-college-of-administration-and-economics-university\/","title":{"rendered":"From the heart of academic research towards supporting financial stability\u2026 The Department of Financial and Banking Sciences at the College of Administration and Economics \u2013 University of Mosul discusses a master\u2019s thesis on the determinants of interest rate spreads in the Arab banking sector  on Sunday, August 17, 2025"},"content":{"rendered":"<p>The Department of Financial and Banking Sciences at the College of Administration and Economics \u2013 University of Mosul held a discussion session for the master\u2019s thesis submitted by the student Barzan Khidr Khadida Ismail Al-Salim, entitled:<br \/>\n\u201cThe Main Determinants of Interest Rate Spread in the Banking Sector \u2013 Evidence from Arab Countries.\u201d The discussion took place in Hall No. (1).<\/p>\n<p>The study aimed to identify the key matrix of determinants affecting the interest rate spread, which varied between factors related to the banks\u2019 internal environment and others connected to the surrounding macroeconomic environment.<\/p>\n<p>The research findings revealed that internal banking factors had the greatest impact compared to macroeconomic factors, reflecting the importance of efficient internal management and effective operational policies in achieving financial stability in the banking sector.<\/p>\n<p>The session was attended by the Dean of the College, Prof. Dr. Sinan Zuhair Mohammed Jameel, and the Associate Dean for Administrative and Financial Affairs, reaffirming the College\u2019s continuous support for researchers in their academic journey.<\/p>\n<p>This research aligns with Sustainable Development Goal 8 (Decent Work and Economic Growth), given its implications for enhancing the efficiency of the banking system and its role in supporting economic growth and ensuring long-term financial stability.<\/p>\n<p>The examination committee consisted of: Prof. Dr. Ameer Ali Khalil Al-Mousawi \u2013 College of Administration and Economics \/ University of Karbala \u2013 Chair. Asst. Prof. Dr. Mayada Salahuddin Taj Al-Din \u2013 College of Administration and Economics \/ University of Mosul \u2013 Member. Asst. Prof. Dr. Layla Abdul Karim Mohammed \u2013 College of Administration and Economics \/ University of Mosul \u2013 Member. Prof. Dr. Bashar Ahmed Abdul Razaq \u2013 College of Administration and Economics \/ University of Mosul \u2013 Member and Supervisor.<\/p>\n<p><img decoding=\"async\" class=\"lazyload alignnone size-medium wp-image-48866\" src=\"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0007-300x225.jpg\" data-orig-src=\"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0007-300x225.jpg\" alt=\"\" width=\"300\" height=\"225\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27300%27%20height%3D%27225%27%20viewBox%3D%270%200%20300%20225%27%3E%3Crect%20width%3D%27300%27%20height%3D%27225%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0007-200x150.jpg 200w, 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https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0007.jpg 1280w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 300px) 100vw, 300px\" \/> <img decoding=\"async\" class=\"lazyload alignnone size-medium wp-image-48867\" src=\"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0006-300x225.jpg\" data-orig-src=\"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0006-300x225.jpg\" alt=\"\" width=\"300\" height=\"225\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27300%27%20height%3D%27225%27%20viewBox%3D%270%200%20300%20225%27%3E%3Crect%20width%3D%27300%27%20height%3D%27225%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0006-200x150.jpg 200w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0006-300x225.jpg 300w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0006-400x300.jpg 400w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0006-600x450.jpg 600w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0006-768x576.jpg 768w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0006-800x600.jpg 800w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0006-1024x768.jpg 1024w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0006-1200x900.jpg 1200w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0006.jpg 1280w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 300px) 100vw, 300px\" \/> <img decoding=\"async\" class=\"lazyload alignnone size-medium wp-image-48868\" src=\"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0010-300x225.jpg\" data-orig-src=\"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0010-300x225.jpg\" alt=\"\" width=\"300\" height=\"225\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27300%27%20height%3D%27225%27%20viewBox%3D%270%200%20300%20225%27%3E%3Crect%20width%3D%27300%27%20height%3D%27225%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0010-200x150.jpg 200w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0010-300x225.jpg 300w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0010-400x300.jpg 400w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0010-600x450.jpg 600w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0010-768x576.jpg 768w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0010-800x600.jpg 800w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0010-1024x768.jpg 1024w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0010-1200x900.jpg 1200w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0010.jpg 1280w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 300px) 100vw, 300px\" \/> <img decoding=\"async\" class=\"lazyload alignnone size-medium wp-image-48869\" src=\"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0009-300x225.jpg\" data-orig-src=\"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0009-300x225.jpg\" alt=\"\" width=\"300\" height=\"225\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27300%27%20height%3D%27225%27%20viewBox%3D%270%200%20300%20225%27%3E%3Crect%20width%3D%27300%27%20height%3D%27225%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0009-200x150.jpg 200w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0009-300x225.jpg 300w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0009-400x300.jpg 400w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0009-600x450.jpg 600w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0009-768x576.jpg 768w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0009-800x600.jpg 800w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0009-1024x768.jpg 1024w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0009-1200x900.jpg 1200w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250817-WA0009.jpg 1280w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p><img decoding=\"async\" class=\"lazyload alignnone size-medium wp-image-48880\" src=\"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250812-WA0000-1-300x300.jpg\" data-orig-src=\"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250812-WA0000-1-300x300.jpg\" alt=\"\" width=\"300\" height=\"300\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27300%27%20height%3D%27300%27%20viewBox%3D%270%200%20300%20300%27%3E%3Crect%20width%3D%27300%27%20height%3D%27300%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250812-WA0000-1-66x66.jpg 66w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250812-WA0000-1-150x150.jpg 150w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250812-WA0000-1-200x200.jpg 200w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250812-WA0000-1-300x300.jpg 300w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250812-WA0000-1-400x400.jpg 400w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250812-WA0000-1-600x600.jpg 600w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250812-WA0000-1-768x768.jpg 768w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250812-WA0000-1-800x800.jpg 800w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250812-WA0000-1-1024x1024.jpg 1024w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250812-WA0000-1-1200x1200.jpg 1200w, https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-content\/uploads\/sites\/13\/2025\/08\/IMG-20250812-WA0000-1.jpg 1280w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Department of Financial and Banking Sciences at the College of Administration and Economics \u2013 University of Mosul held a discussion session for the master\u2019s thesis submitted by the student Barzan Khidr Khadida Ismail Al-Salim, entitled: \u201cThe Main Determinants of Interest Rate Spread in the Banking Sector \u2013 Evidence from Arab Countries.\u201d The discussion took place in Hall No. (1). The study aimed to identify the key matrix of determinants affecting the interest rate spread, which varied between factors related to the banks\u2019 internal environment and others connected to the surrounding macroeconomic environment. The research findings revealed that internal banking factors <a href=\"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/2025\/08\/17\/from-the-heart-of-academic-research-towards-supporting-financial-stability-the-department-of-financial-and-banking-sciences-at-the-college-of-administration-and-economics-university\/\"> [Read More]<\/a><\/p>\n","protected":false},"author":62,"featured_media":48870,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-48865","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-discussions"],"_links":{"self":[{"href":"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-json\/wp\/v2\/posts\/48865","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-json\/wp\/v2\/users\/62"}],"replies":[{"embeddable":true,"href":"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-json\/wp\/v2\/comments?post=48865"}],"version-history":[{"count":2,"href":"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-json\/wp\/v2\/posts\/48865\/revisions"}],"predecessor-version":[{"id":48881,"href":"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-json\/wp\/v2\/posts\/48865\/revisions\/48881"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-json\/wp\/v2\/media\/48870"}],"wp:attachment":[{"href":"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-json\/wp\/v2\/media?parent=48865"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-json\/wp\/v2\/categories?post=48865"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/uomosul.edu.iq\/en\/administrationeconomic\/wp-json\/wp\/v2\/tags?post=48865"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}