The Department of Financial and Banking Sciences at the College of Administration and Economics, University of Mosul, discussed on Thursday, October 29, 2026, the master’s thesis titled “Analyzing the Impact of Asset Quality on the Profitability of Commercial Banks Operating in a Number of Arab Countries,” submitted by the student Omar Jassim Habib. The session took place in Discussion Hall No. (1), with the participation of Associate Professor Dr. Obada Ibrahim Al-Majali from the Faculty of Business at Mutah University, Jordan, as an external examiner, within the framework of enhancing academic cooperation and exchanging scientific expertise with Arab universities.

​The study aimed to analyze the impact of asset quality on the profitability of commercial banks, highlight its role in enhancing financial stability, and demonstrate the importance of efficient asset management in supporting banks’ ability to generate profits and improve their financial performance.

​The study reached several conclusions, most notably the importance of strengthening credit asset management policies and raising the efficiency of credit granting operations through the adoption of modern banking systems. This contributes to improving the quality of the credit portfolio, reducing banking risks, and enhancing profitability and financial stability.

​The examination committee consisted of: Associate Professor Dr. Mayada Salah Al-Din Taj Al-Din – College of Administration and Economics / University of Mosul – Chair, Associate Professor Dr. Obada Ibrahim Al-Majali – Faculty of Business / Mutah University – Hashemite Kingdom of Jordan – External Member, Associate Professor Dr. Layla Abdul-Kareem Muhammad – College of Administration and Economics / University of Mosul – Member, Associate Professor Dr. Saja Fathi Muhammad – College of Administration and Economics / University of Mosul – Member and Supervisor.